Insurance Information

In order for your insurance to process your therapy claim, a doctor's prescription is required. You may download a printable prescription form here and take it with you to your physician for referral.

The following list includes some of the most common insurance companies that we work with. The list is extensive and changes frequently. Please call us if you do not see your insurance company on this list and our staff will work with you. We are providers for the majority of private medical insurers and worker's compensation plans.

AARP Medicare Supplement
AETNA
Blue Cross Blue Shield (Regence)
Cigna
ClearOne Medicare
Department of Veterans Affairs
First Choice Health Plans
HealthNet
Humana Veterans
IHP
LifeWise
LIPA
Medicare
MODA (ODS)
MultiPlan
OHS (Majoris Health)
Optum Plans (UHC)
Oregon State Medicaid
Pacific Source
Pacific Source Community
Providence
Secure Horizons
Shared Care
TriCare/TriWest
UMR
US Department of Labor
Warm Springs MCO
Washington State L & I

 

Medical Insurance: Explanation and Information

Below you will find information we hope will assist you in understanding your insurance coverage.  Our office will bill your insurance company for all of the services provided to you (office visits, splints, procedures, etc.).  Reimbursement from your insurance to our office is based on our contractual agreement and our participation status.  Your benefit plan will determine your responsibilities for several types of payments.

Included:

**Copayment: A fixed amount that your insurance company may require you to pay to the therapist at the time of service.  A copayment may be due for each visit, depending on the type of service you require.

**Deductible:  The amount you are responsible to pay for medical services rendered, before coverage begins, each plan year.  Some insurance carriers have deductibles, and/or family deductibles, which are required before they will make payment for eligible benefits.

**Coinsurance: After your deductible has been satisfied, your insurance company will pay a percentage of the eligible amount of charges for services.  You could be responsible for the remaining percentage of expenses beyond the deductible (up to a maximum).  The percentage is determined by your benefit plan structure with your insurance company.

**Health Savings Account (HSA): A tax deductible account opened by an individual in combination with a large deductible health insurance plan, to assist in paying for medical expenses which are applied to your deductible or coinsurance expenses.

The terms under which insurance policies establish these limitations on reimbursement vary widely among policies and depend on your individual contract and benefit plan.

As the patient, it is your responsibility to know your insurance policy and benefits.  We strongly encourage you to contact your insurance company to verify your plan benefits (copayments, deductibles, and/or coinsurance).

Copayments, deductibles, coinsurance, and non-covered services are the member's responsibility and will be billed to the guarantor.

EFFECTIVE IMMEDIATELY-IT IS OUR OFFICE POLICY TO COLLECT YOUR COPAY AT THE TIME OF SERVICE, WHEN YOU CHECK IN FOR YOUR APPOINTMENT.

For a copy of our office financial policy, please ask the receptionist or see link under "Patient Forms" in the "For Patients" section on this site.